Brazil's RWA market surpasses $100 million — Breaking news: the next era indicated by XDC Network and Liqi

The tokenization of real-world assets (RWA) is no longer a “future”—it’s a present-day reality. As a symbolic milestone, Brazil-based Liqi Digital Assets and XDC Network have surpassed a total issuance of $100 million in tokenized RWAs. This achievement demonstrates to the world that blockchain has transitioned from experimental trials to institutional-scale real-world operations.

The “Now” of Tokenization Has Arrived: Brazil Leads the RWA Market

Until now, retail markets have focused on speculative token trading, but the industry’s true transformation is unfolding quietly in less visible sectors. In areas such as trade finance, regulatory credits, and financial management, blockchain is beginning to solve real financial challenges.

By 2026, it has become clear that the future of blockchain technology lies in RWA tokenization, with Brazil at its center. While media coverage often targets retail audiences, institutional investors are rapidly adopting these solutions.

Brazil’s Advantage: Regulation and Technology in Place

Why is Brazil leading the world in RWA tokenization? The answer lies in the unique collaboration between the country’s regulators and private sector.

While other major economies struggle with enforcement regulations and political stagnation, Brazil’s Central Bank (BCB) and Securities and Exchange Commission (CVM) have positioned blockchain as a core component of financial modernization. Notably, BCB’s Drex (Digital Real) project has served as a philosophical and technical compass. By demonstrating that the future of the Brazilian real is on-chain, the government has given the green light to the country’s largest financial institutions.

Currently, major banks such as Banco Itaú, Banco ABC, and Banco BV are participating not just in experimental pilots but in operational deployment. Specialized credit managers like Millenio Capital are leveraging tokenization to address real issues such as reducing costs, shortening settlement cycles, and eliminating manual errors.

The Significance of the $100 Million Milestone

In the lifecycle of fintech companies, reaching a certain scale often serves as proof of business viability. For Liqi, surpassing $100 million marks a transition from startup to a systemic player in Brazil’s credit market.

This volume includes various regulated assets, such as corporate bond credit notes (CCBs). Managing $100 million on blockchain is no longer about testing technological possibilities; it’s a demonstration that compliance, legal frameworks, and liquidity standards are fully in place.

Daniel, CEO of Liqi Digital Assets, states, “Reaching $100 million is a major milestone for Liqi and for the entire digital asset ecosystem in Brazil.”

Why XDC Network Is the Choice

As the RWA sector matures, discussions are shifting from “what to tokenize” to “where to settle.” For institutional investors, choosing a blockchain platform is a risk management decision.

In the early days, many projects favored Ethereum for its liquidity. However, high costs due to congestion, with gas fees fluctuating from $2 to $50 within an hour, make it unsuitable for high-frequency, large-volume credit settlements. For example, splitting a $5,000 credit payment with a $20 gas fee erodes economic value.

To address these issues, XDC Network has become the preferred platform. Designed specifically for enterprise and institutional use, XDC focuses on requirements often overlooked by retail chains.

Unlike general-purpose blockchains, XDC is compliant with ISO 20022 standards and tailored to institutional finance. This enables seamless interoperability with traditional banking systems like Swift, bridging legacy ledgers and blockchain.

Furthermore, settlement finality is reinforced. In regulated credit markets, probabilistic settlement risks are unacceptable, but XDC guarantees transactions are irreversible within seconds. Cost predictability is also critical; managing hundreds of credit notes, Liqi requires gas fees to be predictable below one cent, which is essential for protecting business margins rather than just a feature.

Diego, XDC’s Latin America head, emphasizes this point.

Spreading to Emerging Markets—From Latin America to the World

The success of Liqi and XDC signals a major trend shift. Emerging markets are leapfrogging developed countries in blockchain adoption. Just as mobile payments bypassed credit cards, tokenization is rapidly bypassing fragmented and slow payment systems in Latin America.

For emerging markets, RWA offers dual value: democratizing access to institutional-grade yields for small investors and enabling local companies to tap into global on-chain liquidity without relying on costly domestic banks.

As Liqi and XDC approach the $500 million target, they are building a liquidity bridge connecting Brazil’s credit and international capital. This achievement is not just a domestic milestone; it could serve as a blueprint for financial modernization across Indonesia, India, and African nations.

What Institutional Investors Require—Compliance and Transparency

The traditional institutional investment world operates under a vastly different framework from permissionless DeFi. Large capital inflows demand infrastructure that prioritizes accountability over anonymity.

KYC (Know Your Customer) and identity verification are mandatory for all participants, ensuring full auditability under regulatory oversight. Recovery mechanisms for defaults or access loss are also essential. In this context, compliance measures are not optional features but prerequisites for moving hundreds of millions of dollars on-chain.

The reason Liqi and XDC’s collaboration succeeds is because they sincerely address these fundamental requirements—merging fintech agility with the robustness of blockchain built for trade finance.

The Next Milestone: $500 Million and Interoperability

Looking ahead to the rest of 2026, the key theme around RWA will be interoperability. With the $500 million mark in sight, the next challenge is connecting tokenized Brazilian assets to DeFi protocols and institutional liquidity pools in London, New York, and Singapore.

The efforts by Liqi and XDC demonstrate that large-scale tokenization is no longer theoretical but actively happening—on the credit markets of São Paulo and within the XDC digital ledger.

Conclusion

Tokenization is not a passing trend but a fundamental upgrade to the global financial system. Brazil has shown that with the right regulatory environment and technological infrastructure, blockchain benefits are available today, not in the distant future.

Reaching $100 million is not driven by speculation but by practical utility. By focusing on usability, cost efficiency, and institutional standards, the market will inevitably follow. This milestone in Brazil is not just a regional achievement; it signals the beginning of a new standard for asset transfer, management, and measurement worldwide.