Fiserv's Q4 earnings exceeded expectations, and the stock price remained basically flat

LootboxPhobia · 2026-02-11T10:02:05+00:00

Fiserv, Inc. announced a Q4 adjusted earnings of $1.99 per share, beating expectations, with revenue of $4.9 billion slightly below analyst estimates. The company projects organic revenue growth of 1% to 3% in 2026, with adjusted earnings per share between $8.00 and $8.30, maintaining market consensus expectations.

LootboxPhobia

2026-02-11 10:02:05

Abstract generation in progress

Milwaukee – On Tuesday, Fiserv, Inc. (NASDAQ:FISV) reported fourth-quarter adjusted earnings that exceeded analyst expectations, while revenue was slightly below estimates.

The payment and financial technology provider’s stock was nearly unchanged in pre-market trading following the announcement, down 0.23%.

The company posted a fourth-quarter adjusted earnings of $1.99 per share, surpassing the consensus of $1.92. However, revenue was flat year-over-year at $4.9 billion, slightly below the consensus estimate of $4.91 billion. Organic revenue within the quarter was flat, with merchant solutions growing 1% and financial solutions declining 2%.

For the full year 2025, Fiserv reports organic revenue growth of 4%, with adjusted earnings per share decreasing 2% to $8.64 compared to 2024. The company’s fourth-quarter adjusted operating profit margin declined from 42.9% last year to 34.9%.

Fiserv CEO Mike Lyons stated, “In the fourth quarter, this was the first full quarter executing the One Fiserv plan, and the team took decisive steps, achieving several key milestones and customer wins, while also delivering results in line with our expectations.”

Looking ahead, Fiserv provided guidance for fiscal 2026, expecting organic revenue growth of 1% to 3%, with adjusted earnings per share between $8.00 and $8.30, consistent with analyst consensus of $8.19.

The company’s CFO Paul Todd noted, “Our fourth-quarter results and 2026 guidance are in line with what we outlined in October. We remain focused on disciplined investments and efficiency to support our outlook for gradual financial improvement throughout 2026.”

Fiserv also completed the acquisition of StoneCastle Cash Management in December 2025, enabling its deposit institution network to access stable, cost-effective margin funding. The company has scheduled an investor day in New York on May 14, 2026.

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