Morningstar DBRS has confirmed Ally Financial Inc.'s Long-Term Issuer Rating at ‘BBB’ with a Stable trend, reflecting its strong auto financing and digital retail banking businesses. The company’s credit ratings are supported by improved earnings in 2025 due to lower loan loss provisions and increased net financing revenues, along with sound credit performance and a solid funding profile. The Stable trend anticipates continued sound credit fundamentals, despite a stagnant labor market and vehicle affordability challenges.
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Morningstar DBRS Confirms Ally Financial Inc.'s Long-Term Issuer Rating at BBB; Stable Trend
Morningstar DBRS has confirmed Ally Financial Inc.'s Long-Term Issuer Rating at ‘BBB’ with a Stable trend, reflecting its strong auto financing and digital retail banking businesses. The company’s credit ratings are supported by improved earnings in 2025 due to lower loan loss provisions and increased net financing revenues, along with sound credit performance and a solid funding profile. The Stable trend anticipates continued sound credit fundamentals, despite a stagnant labor market and vehicle affordability challenges.