How can one account hold gold, US stocks, and indices? Breaking down Gate TradFi's unified fund and account structure

Have you ever experienced this?

Trying to manage crypto assets, gold, and US stocks all at once, with three apps open side by side on your phone: one for exchanges, one for brokers, and one for precious metals platforms. Funds are split across different account systems—USDT sitting idle here, insufficient USD margin there; profits needing withdrawal here, waiting T+2 settlement there.

This isn’t investing; it’s internal account management friction.

By 2026, as Gate TradFi fully opens both Web and app access points, this fragmentation will finally become history. This article will deeply analyze how Gate TradFi enables seamless connection between crypto assets and major global financial markets through a single account.

Unified Account: Rebuilding the Underlying Architecture

The primary obstacle to multi-market investing has never been “whether the product exists,” but rather “whether the accounts are interconnected.”

In traditional models, traders need to complete KYC separately on crypto exchanges, stock brokers, and precious metals platforms, manage funds separately, and remember different passwords. This not only increases operational costs but also prevents strategy closure—your profits in crypto can’t immediately become your margin in gold trading.

Gate TradFi’s breakthrough is embedding traditional financial asset trading modules directly into the Gate main account system.

Users don’t need to open separate forex accounts, securities sub-accounts, or precious metals custody accounts. All permissions, fund transfers, and position management are handled within Gate. This unified account system naturally covers spot, derivatives, and TradFi CFDs, transforming cross-market allocation from “multi-platform collaboration” into “single-platform operation.”

Fund Unification: USDT as the “Universal Language” Across Markets

If an account is the skeleton, funds are the blood. The most headache-inducing part of multi-market investing is currency conversion.

Want to invest in US stocks? Need to exchange for USD. Want to trade London gold? Need to convert offshore RMB or USD. Every exchange involves spread, fees, and delays. And by the time funds are deposited, the market window may have already closed.

Gate TradFi’s design removes this friction entirely.

Its logic is simple: USDT is collateral.

When you transfer USDT from the Gate main account to a TradFi sub-account, the system automatically displays it as an internal valuation unit called USDx at a 1:1 ratio. This isn’t a currency exchange; it’s just a label change—your assets are still fully backed by USDT, with no currency conversion, no fees, and no custody costs involved.

This means: profits earned in crypto can be used directly for trading gold, forex, indices, and commodities without leaving the crypto world. From crypto to TradFi, there’s no “funds leaving” concept—only “funds transfer.”

Asset Unification: One Order Covering Global Major Trading Instruments

The ultimate value of an account depends on how broad its asset universe is.

Currently, Gate TradFi’s asset map fully covers five core categories of traditional finance:

• Precious metals: Gold (XAU), Silver (XAG), with XAU/USDT reaching $4,562.36 as of February 2026;
• Forex: Major currency pairs like EUR/USD, GBP/USD;
• Global stock indices: NASDAQ 100 (NAS100), S&P 500 (SPX500);
• Commodities: Brent crude oil, copper;
• Stock CFDs: Tesla, Nvidia, and other global tech giants.

Additionally, Gate offers tokenized stock trading via xStocks and Ondo Zone, supporting 24/7 trading of assets like AAPLx, TSLAx, NVDAx, fully backed 1:1 by real stocks.

These assets, together with hundreds of crypto spot and derivative products, are stored in the same account, same fund pool, and same position list. You can swipe within the app to view your Bitcoin long positions and gold hedges simultaneously.

Unified Experience: Crypto Users Enter TradFi with “Zero Cognitive Gap”

For crypto traders accustomed to 24/7 trading, full position switching, and USDT collateral, traditional finance rules often seem unfamiliar and complex.

Gate TradFi’s strategy isn’t to force users to learn broker terminology but to “translate” TradFi trading into a language familiar to crypto users.

The operation process involves just four steps:

1. Enable permissions: One-click activation via Gate app or official TradFi section;
2. Transfer funds: Move USDT from the main account into the TradFi sub-account, automatically displayed as USDx;
3. Select asset: Pick trading instruments from the asset list;
4. Place orders and manage: Set lot sizes, stop-loss, take-profit, and manage all positions on one screen.

Regarding rule adaptation, Gate clearly discloses the core differences between TradFi contracts and crypto perpetual contracts:

This transparent and explicit rule differentiation greatly lowers the cognitive threshold for crypto users entering traditional markets.

Professionalism and Costs: MT5 Integration and Transparent Fees

Unified doesn’t mean compromising on professionalism.

Gate TradFi deeply integrates the industry-recognized MetaTrader 5 (MT5) trading system. User account info and positions are synchronized in real-time between Gate platform and MT5 client—enjoying the unified account experience while accessing over 38 technical indicators and automated trading (EA) functions.

On the cost side, Gate TradFi adopts a fixed fee model. Each CFD order can have a minimum trading fee as low as $0.018, with further optimization based on VIP levels. For mainstream assets like forex and metals, VIP users can pay as little as $5.4 per lot on one side. Overnight (swap) fees follow international market conventions and are transparent.

Trends in the Making

Since Gate TradFi launched, its total trading volume has rapidly exceeded $20 billion, with peak daily volume surpassing $5 billion. This data confirms a key trend:

Multi-asset trading is shifting from a privilege of a few professional traders to a fundamental tool for mainstream investors.

As crypto markets become increasingly correlated with macro markets, holding a single asset class exposes traders to greater risk. Those who can flexibly rotate between crypto, gold, forex, and indices have more strategic options and risk hedging tools.

Gate TradFi’s significance lies in making this rotation as simple as switching trading pairs.

Summary

Back to the core question: how does Gate TradFi enable one account to invest across multiple markets?

The answer boils down to three “unifications”—account, funds, and assets.

It doesn’t require users to leave the Gate ecosystem but instead brings the gateways to global financial markets into a familiar environment. Your USDT remains USDT, your order interface stays familiar, and your position list just gains a few new entries—gold, crude oil, NASDAQ.

And these new entries represent a world that is opening up.