Inter & Co. Inc. Q4 2025 Earnings Call Transcript

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Inter & Co. Inc. (INTR) reported strong Q4 2025 results, demonstrating significant growth in user engagement, loan book expansion, and profitability. The company added 7 million new clients, increasing its active client base to 25 million, and saw its loan book grow 36% year-over-year. Despite muted fee income growth and increased fee expenses, efficiency improved, and the company achieved a net income of BRL 1.3 billion with a 15% ROE in the quarter, reiterating its commitment to its 60/30/30 plan.

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