Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

XRP

$1.36

-3.93%

Scan the QR Code Download Gate App

Spend

Amount

Estimated price

1 XRP ≈ 0.00 USD

XRP

$1.36

-3.93%

Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount

Select the XRP/USD trading pair and enter the purchase amount.

Confirm Order

Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.

Receive XRP(XRP)

After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

1
Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
2
Choose XRP & Payment MethodGo to the "Buy XRP(XRP)" section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
3
Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet, ready for trading, holding, or transferring.

Why Buy XRP(XRP)?

What is Ripple? Cross-Border Payment Solution for Financial Institutions

Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.

Technical Architecture and Use Cases

Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.

XRP Supply and Value Drivers

XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP's primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple's partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.

Regulatory Risks and Centralization Debate

The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.

Reasons and Risks for Investing in XRP

Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP's value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.

Skeptical Views and Alternative Perspectives

While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD

$1.36

-3.93%

Markets

Popularity

Market Cap

$83.15B

Volume

Circulation Supply

$70.87M

60.91B

As of now, XRP (XRP) is priced at $1.36 per coin. The circulating supply stands at approximately 60,917,315,351 XRP, resulting in a total market capitalization of $60.91B. Current market capitalization ranking: 4.

In the past 24 hours, XRP’s trading volume reached $70.87M, representing a -3.93% compared to the previous day. Over the past week, XRP’s price -14.68% has reflected continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3.65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS

XRP

Price

24h Percent Change

7d Percent Change

24h Trade Volume

Market Cap

Market Rank

Circulating Supply

What's Next After Buying XRP(XRP)?

Spot

Trade XRP anytime using Gate.com's wide range of trading pairs, seize market opportunities, and grow your assets.

Simple Earn

Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.

Convert

Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from

Consistently one of the Top 10 CEXs since 2013

100% Proof of Reserves since May 2020

Efficient trading with Instant deposit & withdrawal

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Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?

Intermediate

More XRP Article

2026 Market Structural Trends: Why Is the PayFi Sector Leading the Decline? Resilient DeFi Protocols Emerge as Safe Havens for Capital

The recent crypto market crash has swept through the industry like an indiscriminate storm. At the center of this turmoil, the PayFi sector saw XRP plunge over 9% in a single day. Meanwhile, MYX, a rising star in DeFi, defied the trend and surged more than 6%. Capital flows are making their preferences clear, driving a fierce competition between sectors.

Hex Trust’s New Solution: How Institutions Can Safely and Compliantly Participate in the XRP DeFi Ecosystem

In Hex Trust’s latest solution for digital asset custody, the XRP market—worth over $77 billion—has found a bridge connecting traditional financial compliance requirements with the innovations of decentralized finance.

Ripple and XRP return to the spotlight as old Epstein-related allegations resurface

Ripple and its associated token XRP have once again drawn public attention after a renewed wave of online discussion brought back old allegations linked to Jeffrey Epstein.

More XRP Blog

XRP Price Analysis 2025: Market Trends and Investment Outlook

As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.

What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025

XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.

XRP Technical Analysis: Key Support and Resistance Levels Explained

Starting from the latest K-line chart, combined with the 24-hour price range (2.221 – 2.136 USD), this will quickly analyze the technical trend of XRP, teaching you how to grasp buying and selling opportunities, and understand the MACD, RSI, and SuperTrend indicators.

More XRP Wiki

The Latest News About XRP(XRP)

2026-02-11 07:05Block Chain Reporter

OpenEden 与 Doppler Finance 合作，通过 XRP Ledger DeFi 访问推动真实资产（RWA）的采用

2026-02-11 06:31Live BTC News

高盛披露通过现货ETF暴露的23亿美元加密货币风险

2026-02-11 06:23Gate News bot

比特币跌破67000美元关口，鹰派美联储预期施压加密市场

2026-02-11 06:06UToday

高盛控股$152M 持有XRP - U.Today

2026-02-11 05:44Market Whisper

XRP 解锁美债收益新玩法！Doppler 和 OpenEden 整合上线

More XRP News

TWJNews

2026-02-11 07:30

🚀 XRP eyes a short-term bounce! The 1H TD Sequential just flashed a buy signal after a pullback from $1.45, hinting selling pressure may be easing. Trading at $1.41 with $2.55B volume, traders watch for a potential near-term rebound. #XRP #Crypto

XRP

-4.28%

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TimesTabloid

2026-02-11 07:30

Something Big Appears to Be Developing for XRP. Here's What Mark Yusko Says

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XRP

-4.28%

USDT

USDC

-0.01%

CryptoNews.

2026-02-11 07:29

XRP price risks crash below $1 as key metrics fall

XRP price has been in a strong downtrend since early January, dropping over 40% in that period. It now risks a drop to below $1 as several key metrics show significant weakness in network activity. Summary XRP price is trading 40% below its yearly high. XRP Ledger has witnessed a notable drop in

XRP

-4.28%

FAQ about Buying XRP(XRP)

The FAQ responses are generated by AI and are provided for reference only. Please carefully evaluate the content.

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